Our terms and conditions are pretty simple:

• One winner will receive specifically what has been stated on the competition page, unless stated.
• No cash alternative.
• No travel or additional benefits included unless specifically stated.
• Northants Life reserve the right to pull or change this competition at any stage without notice, even after competition. This is usually due to the provider pulling the competition, something Northants Life will have zero control over.
• Data collected will only be used in accordance with our Privacy Policy.